💳 Financing Available • Powered by Wells Fargo Home Projects
Easy Financing for Spray Foam Insulation
Break your project into predictable monthly payments. Fast approvals, trusted lender, and no prepayment penalties. Get your secure application link or estimate payments below.
As low as $99/moTypical $6k project
Fast approvalsUsually same day
No prepay penaltyPay off anytime
- Promotions like 0% interest if paid in full in 12 months* (subject to approval & plan)
- Reduced APR plans (e.g., 9.99% for 60 months) for steady payments
- Phantom Foam is paid in full by the lender — clear scheduling & pro service
Estimate Your Monthly Payment
Typical jobs: $4,000–$10,000
Example only. Actual rate depends on credit & plan.
~$126 / month
*Promotional terms are offered by Wells Fargo Bank, N.A. Equal Housing Lender. Subject to credit approval. Terms may vary.
Apply for Financing
Click Apply Now for the secure Wells Fargo application. If the link isn’t live yet, send your info and we’ll text/email it to you immediately.
🔗 Status: Link pending — use the form
1) Get a Quote
Use our Price Estimator or contact us for a firm bid.
2) Apply Securely
We’ll send you a Wells Fargo application link (soft pull to prequalify). Instant decisions in most cases.
3) Schedule Install
Once approved, we get you on the calendar and handle everything start to finish.
Financing FAQ
Will applying affect my credit?
Prequalification uses a soft inquiry. Final approval may use a hard inquiry per lender policy.
Are there early payoff penalties?
No prepayment penalties. Pay off anytime.
Who do I make payments to?
Payments are made to Wells Fargo, not Phantom Foam.
What project sizes qualify?
Typical approvals range from $1,000–$25,000+. Most spray-foam projects fall in this range.